Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

The Dangers of Keeping Too Much Cash at Home Photo of Kevin Mercadante Kevin Mercadante The Dangers of Keeping Too Much Cash at Home Millions of people keep cash home rather than a savings account. For most, it’s a... How to Invest Money That You'll Need in a Year Learn about the different investments that you can consider if you think that you will need the money within the next year - accounting for risk and returns. The Best Savings Options to Beat Inflation Learn about the different ways that you can make your savings and investments earn high enough returns to beat rising inflation rates. What Happens to Student Loans If You Drop Out of School? Photo of Kevin Mercadante Kevin Mercadante What Happens to Student Loans If You Drop Out of School? Student loan borrowers are still required to repay their loans if they drop out of... What to Do If Your Balance Transfer is Denied Photo of Kevin Mercadante Kevin Mercadante What to Do If Your Balance Transfer is Denied Balance transfer requests can be denied due to various reasons, including issuer... Should You Use Student Loan Funds and Financial Aid to Invest in Stocks? Find out whether you are legally allowed to use student loans and financial aid to invest in stocks and compare the benefits and dangers. How Much Information is Needed for Someone to Steal Your Identity Learn about the different pieces of sensitive personal and financial information that criminals would need to commit identity theft and financial fraud. What Are Paper Statement Fees? Photo of Kevin Mercadante Kevin Mercadante What Are Paper Statement Fees? Some banks now charge fees for paper statements, ranging from $2-$5 per month,... Counter Checks Fees Compared at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Counter Checks Fees Compared at the Top U.S. Banks Counter checks are temporary checks provided by banks, but are often not accepted by... Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear.